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Our agents are trained to help you find the benefits and insurance packages best for your situation.
Tell us about your situation. We'll listen And make sure you've got the most benefits and best coverage possible
Which Programs are best for you and your family?
What is a whole life insurance policy
A whole life insurance policy is by far the simplest form of permanent life insurance, it’s named this because it provides coverage that lasts for your entire life as long as the appropriate premiums are paid. Different than term, it’s not a “pure life insurance” product because it includes a cash value component. A policy has a “cash value” when a portion of your premium is invested and it grows over time on a tax-deferred basis, which means you don’t pay taxes on the gains.
A policy’s cash value provides many benefits that you can use while you’re still alive! It takes several years to grow into a decent amount, but once you get there, you can take loans or withdrawals against it and, use it to pay your premiums, or even surrender it for cash to supplement you in retirement.
Start with your zip code to compare life insurance
Start with your zip code to compare health insurance
My goal is to help you and your family get the coverage and benefits that's best for your particular needs. Everyone is different.Harley Lawson
I am here to help you, personally, understand if your benefits have changed and to get you the best plan out thereDan Brown
Did you know plans change every year? Sometimes county by county or state by state. Let's meet and get the best plan for you.Andy Holloway
Your situation is unique and we are your local agents trained to find the best programs which may vary state by state or perhaps county by county
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies.
An authorized representative is the person you choose to help with or handle affairs related to your health care services.
Medicaid is managed by states and is based on income. Medicare is managed by the federal government and is mainly based on age. But there are special circumstances, like certain disabilities.
Some people qualify for both Medicare and Medicaid and are called “dual eligibles.” We're here to help you understand your options.