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Our agents are trained to help you find the benefits and insurance packages best for your situation.
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Which Insurance Programs are best for you?
What is a Term Life Insurance Policy?
A term life insurance policy is exactly what its name implies: It’s a policy that covers you for a specific term or better said as a period of time, typically the times frame is between 10 and 30 years. It is also referred to as “pure life insurance” because unlike a whole life insurance policy, it does NOT have a cash value component to it – it’s designed solely to give your beneficiaries a payout if you pass away during the term.
If you decide on a term policy to protect your family, you should consider whether your family’s need for life insurance may change before the time that the term expires. For most of us that means the children are grown up and out on their own, the house is probably paid off, and there’s some money set aside that can serve as a safety net for the surviving partner or spouse.
Start with your zip code to compare life insurance
Start with your zip code to compare health insurance
The Ron Evans Agency helped me understand my grandparents options and secured the best up-to-date benefits package.
Your situation is unique and we are your local agents trained to find the best programs which may vary state by state or perhaps county by county
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies.
An authorized representative is the person you choose to help with or handle affairs related to your health care services.
Medicaid is managed by states and is based on income. Medicare is managed by the federal government and is mainly based on age. But there are special circumstances, like certain disabilities.
Some people qualify for both Medicare and Medicaid and are called “dual eligibles.” We're here to help you understand your options.