MEDICARE SUPPLEMENTAL

Medigap or Medicare Supplement Insurance helps fill “gaps” in Original Medicare and is sold by private companies. Medicare does not pay for all of the cost needed for health care services and supplies. A Medicare Supplement Insurance (Medigap) policy helps pay some of the remaining health care costs, like: copayments, coinsurance and deductibles

As of January 1, 2020, Medigap plans sold to new people with Medicare aren’t allowed to cover the Part B deductible. Because of this, Plans C and F are not available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you’ll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.